क्रेडिट कार्ड (Credit Card) मतलब क्या होता है?

Information about credit  card

The word credit card is used in most of the money transactions. Many types of facilities are provided to us through this card, but due to lack of information, we are deprived of all those facilities. You can borrow from the bank through credit card, which we can use to buy essential items and in business. After fulfilling your requirement, you have to return the money to the bank within a time limit. On this page, information is being given about what credit card means and how to apply for getting a credit card.

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What  is Credit Card?

Credit card is a plastic card, it is similar to ATM card . But this card is not used to withdraw money from ATM , you can use it for online shopping and online payment transfer. You can do every type of shopping through this card, a limit is fixed for each card, you will be able to do any type of shopping till that limit. After reaching the limit, you will have to deposit that amount in the concerned bank or institution.

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Also read: What is India Post Payment Bank (IPPB)?

Apply For Credit   Card

Today, every public bank and private bank is providing credit card facility. You can apply in your nearest bank branch. There are two processes to apply, one online and the other offline. You can apply for it as per your convenience.

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Online  Application

If you want to apply online, you will have to go to the website of the concerned bank . You will get online credit card option there. As soon as you click on this option, you will be asked for information related to your account. After filling that information, the application form will open in front of you. You can apply for a credit card online by filling all the information asked in the form.

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Offline  Application

To apply offline, you will have to visit your bank branch. There you will have to meet the concerned officer and get the necessary information. After this you will have to collect the application form from that officer. You can apply by attaching all the information asked in the application and photocopies of the required documents. After this, after some time your credit card will be issued.

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Required  Documents

While applying for credit card, we will need these types of documents-

  • Identity Card- Aadhar Card or Voter Card
  • pan card
  • Bank statement
  • income tax return slip
  • passport size photo
  • bank passbook

Also read: How to apply online for PAN card

Information about Credit Card has been provided here. If you have any question in your mind related to this information, or want to get any other information related to it, then ask through the comment box. We are waiting for your feedback and suggestions.

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