प्रधानमंत्री मुद्रा लोन योजना क्या है

Information related to Prime Minister Mudra Loan Scheme 

To end the unemployment problem, the Government of India has encouraged the country’s youth to start their own business. For this, the Central Government had launched the Pradhan Mantri Mudra Loan Scheme in April 2015. With its help, any youth can start his own enterprise by taking a loan, with this the youth can provide employment to himself as well as other people. On this page, information is being provided about taking online loan through Pradhan Mantri Mudra Loan Scheme.

Also read:  What is Startup India, Standup India

ADVERTISEMENT विज्ञापन

Also read:  What is Prime Minister Skill Development Scheme?

What is Pradhan Mantri Mudra Loan Scheme ?

Pradhan Mantri Mudra Yojana

ADVERTISEMENT विज्ञापन

Pradhan Mantri Mudra Loan Scheme is a scheme run by the Government of India, in which financial assistance is provided to unemployed and small traders and industries. Before this scheme, loans could not be easily obtained from banks, due to which small traders or unemployed persons could not start their business due to lack of capital. With its help, small traders can expand their business.

Also read:  What is Employee Pension Scheme (EPS)?

Types of Mudra Scheme

Three types of loans are provided through Mudra Yojana.

ADVERTISEMENT विज्ञापन

1.Shishu Loan

Under Shishu Loan, a loan of up to Rs 50,000 is provided to boys and girls, this is especially for those who want to start their own business.

2. Kishore Loan

Under Kishore Loan, loans ranging from Rs 50,000 to Rs 5 lakh are provided to young men and women, this is for those people who have started their business, but it has not been established properly.

Also read:  What is Unified Payment Interface

3.Tarun Lone

Tarun Loan: This is for those people who want to take a loan of Rs 5 lakh to Rs 10 lakh, with the help of which they can expand their business.

Documents required for loan

serial no. Certificate Type Proof
1. identity card Voter ID, PAN Card , Driving License , Aadhar Card , Passport
2. Residence proof Telephone Bill, Electricity Bill, Property Tax Receipt, Voter ID, Aadhaar Card
3. caste certificate SC, ST, OBC, Minority
4. Business license or registration certificate Certificate of Private Limited etc.
5. default certificate Have not made any default with the bank
6. bank account statement Company’s 6 months bank account statement
7. If the amount is more than two lakh rupees Income tax return and business balance sheet will also have to be submitted.
8. Financial Year Sales Report Profit and turnover in business
9. When adding a new project show business profits
10. photograph The individual’s own latest passport photograph

Also read:  What is Anganwadi Scheme?

Applying for Mudra Loan Online

1.You can apply online for Mudra Loan, for this you will have to go to its official website https://mudramitra.in. With the help of this link you will come to the home page of the website.

2.Now you will have the option to apply for Shishu, Kishor or Tarun loan, you can select it as per your requirement.

3.After choosing the option here, you will have the option to apply, as soon as you click on it, the registration will open in front of you.

Also read:  How to become a Lok Kalyan Mitra?

4. While registering, you will have to fill information about yourself in the following manner.

  • name and address
  • gender
  • Caste
  • You will have to provide some information about your business.
  • mobile number
  • email id

5.For further processing you will have to create a username and password. This will complete the further process.

6. After registration, as soon as you log in with the help of your user ID and password, the application form will appear in front of you, you have to fill it carefully.

Also read:  What is India Post Payment Bank (IPPB)?

Mudra Loan Application Process 

Step 1: Provide information about your business

Step 2: Provide information about your business and business partner (if any).

Step 3: Provide information about whether you use any current account facility from the bank or not. You can choose the option of online help from here.

Also read: How to make a career after 12th 

Step 4: You will have to provide information about sales, profit, capital of your business.

Step 5: Upload all the business registration documents.

Step 6: Submit your application form.

After selecting the bank you have to submit the final. In this way you can apply for Mudra loan online.

Here we told you about online loan through Pradhan Mantri Mudra Loan Scheme, if you have any kind of question in your mind related to this information, or want to get any other information related to it, then write through the comment box. You can ask from us, we are waiting for your feedback and suggestions.

Also read:  Complete information on how to take animal husbandry loan 

Also read:  What is Central Government?

Also read: Updated complete list of documents for passport